Personal Savings

Choose the account that meets your needs. We offer various types of savings options including Certificate of Deposits, Individual Retirement Accounts and Health Savings Accounts.

Statement Savings

Minimum to Open - $100
Monthly Service Charge - $2.00
Min. Balance to avoid Monthly Charge - $100

Community Savings

Minimum to Open - $1,000
Monthly Service Charge - $10.00
Min. Balance to avoid Monthly Charge - $1,000

Youth Savings

Minimum to Open - $25
Monthly Service Charge - None
Min. Balance to avoid Monthly Charge - None

Certificates of Deposit

Choose from a variety of Certificates of Deposit with various terms that may offer a higher yield than other savings instruments, along with the safety and security of FDIC insurance.

Individual Retirement Accounts

An Individual Retirement Accounts (IRAs) helps you build retirement income with the benefit of deferred taxation. In addition, your IRA contribution may be tax-deductible. (Consult a tax adviser). 1st United Bank has two IRA options – Certificates of Deposit and IRA Savings – both with competitive rates.

Health Savings Accounts

A Health Savings Account allows you to set aside money on a pre-tax basis to pay for qualified medical expenses. Not only do they enable you to save money for medical expenses - they put money in your pocket as well through tax savings. A Health Savings Account can be used only if you have a High Deductible Health Plan (HDHP).

1st United Bank Health Savings Accounts Feature:

No Minimum to Open
No Monthly Service Charge
Earns Interest
Debit card
Online banking
Direct deposit
Electronic statement
Mobile banking

Additional terms:
Set-up fee of $10- waived with a direct deposit
Closing fee - $25

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A young family moving into a new home with a new baby

personal savings

Invest in your family's bright future.

Secure your future financial tomorrows with our personal savings accounts today.

View Our Personal Savings